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Do you an idea how much you need to retire?
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“Honestly, I’m just hoping things will somehow work out…”
“I’ve thought about it, but I haven’t run the numbers.”
“I’ve done the math and have a clear target in mind.”
Do you focus on taking care of others but neglect your own finances?
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“That’s me—everyone else comes first, and my money is a mess.”
“I’m trying, but I often put my finances on the back burner.”
“I’ve learned to prioritize both my patients and my future.”
Do you pick up extra shifts just to stay financially afloat?
“I feel like I’m constantly grinding with no finish line in sight.”
“I pick up extra shifts now and then just to stay ahead.”
“I choose my shifts based on goals.”
Do you avoid looking at your 401(k)/403(b) and just hope it works out?
“Ugh, yes. I avoid it because I’m afraid of what I’ll see.”
“I peek at it occasionally but don’t really understand it.”
“I check in regularly and make adjustments as needed.”
Have you told yourself, 'I’ll figure that out later' about retirement?
“Guilty. I keep kicking the can down the road.”
“I’ve started thinking about it, but haven’t done much.”
“I’ve already started figuring it out—one step at a time.”
Have you ever stayed in a job you hated because of fear around money?
“I felt trapped and terrified of what would happen if I left.”
“I’ve considered leaving, but money keeps me stuck.”
“I’ve built financial flexibility so I’m not stuck.”
Do you feel guilty spending money—but can never save it?
“I can’t win either way—money always comes with guilt.”
“Sometimes I feel unsure if I’m doing the right thing.”
“I have a healthy relationship with money now.”